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The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. Authorised and Regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate some aspects of foreign currency mortgages, overseas mortgages and buy to let mortgages. View more here: https://register.fca.org.uk/ Murphy/Scoular Financial Services is listed on the Financial Services Register with firm reference 305468. Where you have a complaint or dispute with us and we are unable to resolve this to your satisfaction then we are obliged to offer you the Financial Ombudsman Service to help resolve this. Please see the following link for further details: https://financial-ombudsman.org.uk